Recruitment and Employment Agency Insurance

Insurance for staffing agencies in Alberta

We’ve got your specific risks covered 

You connect the right employers and job seekers with each other to benefit all parties. But what if one or multiple parties aren’t happy with your suggestion and decide to file a lawsuit? The consequences of a lawsuit can be detrimental. That’s why recruitment and employment agency insurance is a must. 

At Collis Insurance, we don’t just provide general insurance for agencies. We analyze your business and give you the right insurance based on your specific risks, needs and budget while translating all the insurance jargon to you in a way that simply makes sense. If you run an employment agency in Alberta and are interested in getting the peace of mind you deserve, feel free to get a quote with us.  

Keep reading below to learn more about recruitment and agency insurance: 


Scenarios and Examples – Why You Need Insurance for Employment Agencies 

You recommend employees to employers

Your agency recommends an accountant to a client looking to fill a position. After interviews, the employer hires the accountant but comes back claiming the employee did not meet the expectations through their lack of skill and experience. They claim the agency misrepresented the employee and decide to file a lawsuit. In these cases, professional liability could help cover some fees of defending your agency in court or enough to the settle the case.



You have in-person interviews in your office 

One of your recruitment staff is having in-person interview with a job seeker. While walking outside the property, the job seeker slips on ice and injures her ankle. They blame the slippery ice on your agency for not taking appropriate measures. In this case, commercial general liability may pay for the injured person’s medical expenses as well as any law suit fees. 

Health Clinic Insurance - Diagnosis Claim

An electrical fire starts 

An electrical fire breaks out causing damage to not only furniture and fixtures, but also damaging patient files. Property and Business Interruption insurance then provides funds to repair or replace your improvements and contents, recreate patient files, so you can get back to serving clients.   


What Does Employment Agency Insurance Cover? 

 The following are only a sample of common coverages that recruitment agencies may need, are available in most packages, or can be added as supplemental policies. Working with you, one of our brokers will help identify which coverages are in your best interest based on risk and obtain quotes from multiple insurers to get you the best value for your money. 

Professional Liability 

Professional liability is essential due to the nature of recommending workers to employers as well as transferring ‘accurate’ information. Professional liability protects you if there are allegations of wrongdoing, misrepresentation, negligence, and failing to deliver a service. This coverage provides funds for the legal cost and damages. 

Commercial General Liability

General liability protects you from claims of bodily injury or third-party property damage. This coverage is especially important if clients, job seekers, or any non-employee third party comes into your office. In case of negligence or an accident, it helps cover legal expenses and treatment for potential injuries to third parties. 

Property Insurance

If you own or rent property, commercial property insurance is definitely recommended to protect your space, documents, inventory, and physical documents. In the case of a covered event, such as a fire, property insurance would help cover damages as well as the loss of income due to the loss or damage. 

Cyber Insurance

As hackers and cyber criminals get more sophisticated, carrying cyber & privacy liability, ransomware insurance and cyber crime (fraud) or social engineering insurance for all business’ is crucial. If your business experiences a cyber attack, cyber insurance provides solutions to help protect and restore your agency, reputation, and your clients’ trust. Cyber insurance will also cover expert IT investigation costs and your legal expenses to attempt to proactively avoid a lawsuit, or in extreme cases in dealing with a lawsuit. 

Legal Expense Insurance

Sometimes there are legal issues that crop up for businesses that fall outside the scope of traditional insurance and yet, you may still have to pay a lawyer to help you resolve the issue.  For example, dealing with CRA Tax Audits, contractual issues with landlords or vendors, clients not paying their bills, Occupational Health and Safety Investigations, Employment Disputes.  For these types of instances, we can look to place a small Legal Expense insurance policy to transfer the risk of up to $200,000 per claim in legal expenses / business exposures to the insurer.  

Another great benefit of legal expense insurance is that there is a free Legal Advice Help line available, where you can call in for day to day legal advice from contracts to an employee/employer dispute.

What are the Benefits Employment Agency Insurance?

  • Financial Protection – A small cost for a big benefit. 
  • Peace of Mind 
  • Clients/customers Trust You Better 
  • At Collis Insurance, you get the best value. 

Who Needs Staffing Agency Insurance? 

  • Recruitment Agencies 

  • Temp Agencies 

  • Placement Agencies 

  • Employment Agencies

  • Staffing Agencies

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Have a question? Don’t hesitate to reach out!

(403) 265-5475

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Do staffing agencies need insurance?

Agency insurance in general may not be required by law, but is likely required by your landlord to lease space, or by leasing companies for equipment loans. More importantly, coverage is also highly recommended to safeguard you against a variety of common risks and the possibility of costly lawsuits.

How much does recruitment agency insurance cost?

The cost is of the various policies are dependent on a variety of factors, some of which include:  the size of your business, the agency’s specific operations, type/size of premises, amount of property / tenant’s improvements coverage, # of employees, annual revenue and the different types and limits of insurances needed.

Speak with one of our brokers to find out how to customize coverage specific to your firm’s needs. 

How do I make sure I’m getting the right insurance coverage for my profession?

Our brokers take time to understand your true professional/business needs, risks, and more to provide a tailored policy and additional protection areas that fit your business insurance needs/budget. 

Have a question?

Your trusted Collis Insurance Business Insurance Broker can help and also offer additional coverage for consideration, like Cyber & Privacy Liability, Legal Expense Insurance, and other relevant coverage.

Ready to get a FREE, No-Obligation Employment Agency Insurance Quote?