Commercial General Liability (CGL)
Formerly known as Comprehensive General Liability otherwise known as business insurance, covers a wide range of Business Property and Liability Exposures. In my opinion, every business requires Commercial General Liability insurance. Usually we will hear from new...
5 Things to look out for before you sign your next Commercial Lease
1. It is common for the leasing agent/landlord to request that they be added an Additional Insured to your Commercial General Liability policy. Where your company has caused a loss through your negligence, if your client had been added as an Additional Insured then...
Review your contracts with your Insurance Broker
Quite often when you are negotiating a contract for work with a prospective client, under the insurance (or indemnity) section of contract, you will find a requirement for a “Waiver of Subrogation”. It is very important to discuss this with your broker as this clause...
Not Required to Carry Workers Compensation? Consider purchasing Employers Liability Coverage
A few years ago (ok maybe a few more than a few) Pati was working for a company who was not required to carry Workers Compensation and opted not to purchase it . One of her co workers went into the storage/mail room to get some supplies. The room was over crowded and...